My only debt, 4 digits large, has been paid off completely today! How nice it's going to be to not get that bill every month & have to take a percentage of each paycheck out to go to paying off credit. No more large interest rate. Now all I have is what ever little crafting stuff I buy on eBay & fuel in my truck. I feel rich! That's a HUGE weight off my shoulders. No more debt. I am now officially DEBT FREE! If I had a Smart car instead of a full-sized pickup I'd REALLY feel rich after filling the tank. LOL! Ran into a problem trying to pay off the debt though. I have always paid my bill online, twice a month (double payments to knock it down faster). This morning I went to their site, clicked on the full balance & clicked pay now. ERROR: THIS PAYMENT EXCEEDS THE CHECK LIMIT. What?! I called the company directly & there's a $5 fee for paying by phone. Buttwipes. Fine, it's worth it to be rid of this large debt. I finally get to a human & tell him I'd like to make a payment. How much? The full balance. Silence. Then; "Uhhh ... I don't know if I can take that large of a payment all at once." You're kidding me, right? Same problem by phone? There's a daily limit as to how much you can pay off per day. You have GOT to be kidding me. Do you want your money or what?! It turns out that the daily payment limit by phone is a little more than the daily limit online & I squeaked under the line by $2.50. Had my bill been just $3 more, I could NOT have paid the full balance today. What a sneaky, underhanded trick. MAKE you stay in debt even when you have the money to pay off the debt. Keep collecting those high interest rates. Not too thrilled with that company, can you tell? Anyway, I'm not debt free & going to stay that way. No more large 4-digit loans to spoil the kids at Christmas. That was painful. Then they kept sending me credit line increases, then I'd see something that I couldn't get locally ... I'd add another purchase, when our daughter moved & I took over her old bedroom & converted it into my office, I furnished it through this company (bookshelves, etc) ... I owed them a lot. I'm glad that's over. I updated the apps on my phone yesterday, went to work on eBay, checked facebook & then crawled into my massage chair from some relaxation & 5 Card Slingo. After turning myself into mush, I decided it catch up on my AOL PSP e-mail instead of doing Latch Hook (which I haven't done in 2 weeks now). I picked Kyle up from school & then he cooked lunch for us. Pete & I relaxed together for a bit, I took a shower, did monthly cleaning, went through the mail & then Pete wanted to head out for dinner. Sounded great except when I got out of the shower it started leaking. Wouldn't shut off ALL the way. It was a very fast drip, almost running. Pete showered after me & when he got out it was even worse. Dinner delayed ... must fix leak 1st. He tried & saw that we needed parts from home Depot. We raced there just before they closed for the night, got what we needed, got a quick dinner at Burger King (did I shave my legs for THIS?) ;) & then headed back to repair the shower. While Pete was working on the plumbing, I rearranged my office. Not the furniture, but the "stuff". Too much stuff. I got it looking much better & like how it turned out. After all that we settled down for the night into the regular nighttime routine. LCFD Maintenance tonight.
26 below 0 in Chicago, Illinois. They had more frozen buns than Sara lee. _johnny Carson 1982
Ask if the company benefits package includes foot-binding.
BootCamp:
Featured by Apple as a Fitness Essential.
Whether you're a first time exerciser or an extreme fitness enthusiast looking for a challenge, BCC has the right program for you.
Veteran U.S. Army Trainer and Certified Personal Trainer Lori Patterson guides you through a progressive 18-day program that will get you results quickly, safely, and effectively.
Each day combines cardio, stretching and muscular endurance training into one challenging workout. Every one of the 200+ exercises include video DURING YOUR WORKOUT, so that you can always double-check your form.
FEATURES
• Get the authentic boot camp experience from Lori Patterson, a veteran U.S. Army Trainer and Certified Personal Trainer.
• 3 programs designed for Beginner, Intermediate, and Advanced exercisers.
• Includes over 200 unique exercises. Each one includes a video to help you perfect your form.
• Works anywhere! Over 125 body weight exercises to push you to your fitness goal. You can also add in equipment if you want a little extra challenge.
• lolo's beat-sync technology perfectly matches the tempo of your music to your workout.
• Completely interactive. Swap out exercises to personalize your workouts. Increase or decreases the intensity at anytime and your trainer Lori Patterson — and your music — will respond!
• Find a Boot Camp Challenge Boot Camp near you. If you enjoy the Boot Camp Challenge program and want to get the full experience in person, you can find a certified Boot Camp Challenge trainer near you.
EXPERT INSTRUCTION
While other trainers throw around the term boot camp to describe their programs, Lori Patterson actually trained soldiers while serving in the U.S. Army. Lori is also an ACE, ASCM, AFAA, and WellCoach certified personal trainer. Boot Camp Challenge programs combine authentic military conditioning with the principles of safety and science from the fitness industry, ensuring you a safe and effective workout. Lori will be with you every step of the way, giving you the tips you need to get the most out of your workout and the motivation to keep going no matter how tough it gets.
A COMPLETE WORKOUT
The Boot Camp Challenge Program combines cardio, stretching, and muscular endurance training in each workout to help you lose fat, improve strength and endurance, and enhance your functional fitness. Basically, you will be building a better you, and with this circuit-style workout, you will do it faster than you could imagine.
BEAT-SYNC
Boot Camp Challenge dynamically changes the beat of YOUR music to perfectly match your movements. Research shows that music distracts the brain during exercise and faster music causes people to accept and even prefer a greater degree of effort. This means you will work harder without trying (or without even feeling the difference), you will get better results from the increased effort, and most importantly, the time will fly by.
(beat-sync is available on iOS version 4.1 or better)
DESIGNED AROUND YOU
Lori Patterson has worked with thousands of people and she knows how to safely and effectively guide anyone towards their goal. Whether you're a first time exerciser or an extreme fitness enthusiast looking for a challenge, BCC has the right program for you. Plus Boot Camp Challenge gives you control of your program. Change the exercises to match your equipment or simply pick your favorites. You can even turn the intensity down a bit when you're struggling or crank it up when you're ready for more, and Boot Camp Challenge adjusts your workout — and your music — on the fly.
SOCIAL SHARING
Your personal network is key to reaching your goals. Share your successes with them through Facebook.
MULTITASKING
Boot Camp Challenge runs perfectly in the background on supported devices.
Boot Camp Challenge Supports iPhone 4 Retina Display
Compatible with Bluetooth Audio
Whether you're a first time exerciser or an extreme fitness enthusiast looking for a challenge, BCC has the right program for you.
Veteran U.S. Army Trainer and Certified Personal Trainer Lori Patterson guides you through a progressive 18-day program that will get you results quickly, safely, and effectively.
Each day combines cardio, stretching and muscular endurance training into one challenging workout. Every one of the 200+ exercises include video DURING YOUR WORKOUT, so that you can always double-check your form.
FEATURES
• Get the authentic boot camp experience from Lori Patterson, a veteran U.S. Army Trainer and Certified Personal Trainer.
• 3 programs designed for Beginner, Intermediate, and Advanced exercisers.
• Includes over 200 unique exercises. Each one includes a video to help you perfect your form.
• Works anywhere! Over 125 body weight exercises to push you to your fitness goal. You can also add in equipment if you want a little extra challenge.
• lolo's beat-sync technology perfectly matches the tempo of your music to your workout.
• Completely interactive. Swap out exercises to personalize your workouts. Increase or decreases the intensity at anytime and your trainer Lori Patterson — and your music — will respond!
• Find a Boot Camp Challenge Boot Camp near you. If you enjoy the Boot Camp Challenge program and want to get the full experience in person, you can find a certified Boot Camp Challenge trainer near you.
EXPERT INSTRUCTION
While other trainers throw around the term boot camp to describe their programs, Lori Patterson actually trained soldiers while serving in the U.S. Army. Lori is also an ACE, ASCM, AFAA, and WellCoach certified personal trainer. Boot Camp Challenge programs combine authentic military conditioning with the principles of safety and science from the fitness industry, ensuring you a safe and effective workout. Lori will be with you every step of the way, giving you the tips you need to get the most out of your workout and the motivation to keep going no matter how tough it gets.
A COMPLETE WORKOUT
The Boot Camp Challenge Program combines cardio, stretching, and muscular endurance training in each workout to help you lose fat, improve strength and endurance, and enhance your functional fitness. Basically, you will be building a better you, and with this circuit-style workout, you will do it faster than you could imagine.
BEAT-SYNC
Boot Camp Challenge dynamically changes the beat of YOUR music to perfectly match your movements. Research shows that music distracts the brain during exercise and faster music causes people to accept and even prefer a greater degree of effort. This means you will work harder without trying (or without even feeling the difference), you will get better results from the increased effort, and most importantly, the time will fly by.
(beat-sync is available on iOS version 4.1 or better)
DESIGNED AROUND YOU
Lori Patterson has worked with thousands of people and she knows how to safely and effectively guide anyone towards their goal. Whether you're a first time exerciser or an extreme fitness enthusiast looking for a challenge, BCC has the right program for you. Plus Boot Camp Challenge gives you control of your program. Change the exercises to match your equipment or simply pick your favorites. You can even turn the intensity down a bit when you're struggling or crank it up when you're ready for more, and Boot Camp Challenge adjusts your workout — and your music — on the fly.
SOCIAL SHARING
Your personal network is key to reaching your goals. Share your successes with them through Facebook.
MULTITASKING
Boot Camp Challenge runs perfectly in the background on supported devices.
Boot Camp Challenge Supports iPhone 4 Retina Display
Compatible with Bluetooth Audio
On this day in 2008, in an attempt to cut costs,
struggling auto giant General Motors (GM) offers buyouts to all 74,000
of its hourly employees in the U.S. represented by the United Auto
Workers (UAW) union. The move came after GM lost $38.7 billion in 2007,
which at the time was the largest loss ever experienced by any car
maker. (Two weeks later, on February 26, the loss was adjusted by $4.6
billion, to $43.3 billion.)
GM offered its employees a range of
buyout options, including a $140,000 lump payment to those who worked at
the company for at least 10 years and agreed to give up their health
benefits and pension. GM's goal was to replace the employees who
accepted buyouts with new workers brought in at a lower pay scale. At
the time, a veteran GM worker (who belonged to the UAW) had an average
base salary of $28.12 an hour, but once such benefits as health-care
coverage and pension were added in, the cost to GM jumped to $78.21,
according to a report by CNNMoney.com.
Some 19,000 GM workers
ended up taking buyouts; however, the company's troubles were far from
over, as gas prices reached record highs in the summer of 2008 and auto
sales continued to slump amidst a growing global economic crisis. GM was
criticized for focusing too heavily on its sport utility vehicles and
small trucks and being slow to respond to an increasing consumer demand
for smaller, more fuel-efficient vehicles. In December 2008, the federal
government stepped in with a $13.4 billion loan to help keep GM afloat
(Chrysler, the third-largest U.S. automaker, also received federal
bailout funds). Also in 2008, Japan-based Toyota surpassed GM as the
world's largest automaker, a title the American company, which was
founded in 1908, had held since 1931. At its peak in the early 1960s, GM made more than half of all the cars and trucks purchased in the U.S.
In March 2009, President Barack Obama
announced that in order to receive additional federal aid and avoid
possible bankruptcy, both GM and Chrysler would be required to make deep
concessions and develop radical restructuring plans. Additionally, GM's
chief executive Rick Wagoner, who had held the top job since 2000, was
forced to resign immediately. Nevertheless, on April 30, 2009, Chrysler
filed for Chapter 11 bankruptcy and announced it would enter a
partnership with Italian automaker Fiat. GM filed for bankruptcy a month
later, on June 1.
Most dynamic comic book superheros in America top 10:
- Superman
- Spider-Man
- The Hulk
- Batman
- Wonder Woman
- Green Lantern
- Captain America
- Wolverine
- Spawn
- Iron Man
Tide ColdWater Detergent ($11). Up to 90% of the energy required to was a load of laundry goes into heating the water, even though colder temps may do the trick just fine. Potential savings: $40/yr with an electric water heater; $30/yr with a gas heater.
Ustream:
Broadcast live and watch live video on your device - anytime, anywhere!
Ustream powers live interactive video that enables anyone to watch and interact with a global audience of unlimited size.
- Watch live and recent videos, discover upcoming events
- Broadcast live to any number of viewers using the camera of your device
- Interact with your audience by issuing a poll or chatting
- Join Ustream Crowds, get notifications for events you’re attending
Ustream powers live interactive video that enables anyone to watch and interact with a global audience of unlimited size.
- Watch live and recent videos, discover upcoming events
- Broadcast live to any number of viewers using the camera of your device
- Interact with your audience by issuing a poll or chatting
- Join Ustream Crowds, get notifications for events you’re attending
Way we see the problem is the problem.
Yawn! More than 1/3 of Americans hit the snooze button 3X in the morning.
No comments:
Post a Comment